Factors that influence when calculating a mortgage loan

Factors that influence when calculating a mortgage loan

Obtaining a mortgage loan can be relatively simple if you have the right characteristics that accredit you as a very responsible person and with the ability and intention to pay. There are many factors that influence when calculating credit and in this article we will reveal what banks are set to calculate a mortgage credit. […]

How does Total Loss insurance work in case of theft?

How does Total Loss insurance work in case of theft?

The term Total Loss in vehicle insurance refers to the situation where the car was so damaged that its repair exceeded the established commercial value, the insurer is responsible for compensating the driver providing that value, so that you can acquire a new one instead of repairing it. Coverage applies to crashes and other types […]

I will pay as collateral for the mortgage loan

I will pay as collateral for the mortgage loan

By signing the promissory note as collateral for the mortgage loan, you are responsible for canceling a debt according to the agreed terms and conditions. It is a written promise as collateral for the creditor, who can make it effective in case of default. The creditor will deliver a copy of it to the debtor, […]

How is the mortgage loan fee made up?

How is the mortgage loan fee made up?

Many times we pay our bills and we don’t really stop to think what we are paying. For example, the rent. Do you know how much corresponds to administration and how much to rent? Or, when you pay the administration of your depa, do you know what percentage corresponds to surveillance? A similar thing happens […]

Mortgage 2019 – Online Calculator

Mortgage 2019 – Online Calculator

Although it is said everywhere that getting a mortgage is getting harder, we will convince you that you can do it with us. Most young people still live in rentals that rise every year. The biggest phenomenon is the capital city of Prague, where you pay for a studio apartment up to 25 000 CZK, […]

Norwegian credit card suitable for travelers

In 2016, Bank Good Credit launched a credit card for the Finnish market: a Good Credit credit card. What is this credit card for an airline challenger? We found out who the card is suitable for and how it differs from other credit cards on the market. We also compared the costs and benefits of […]

Is it possible to consolidate credit card debts in the mortgage loan?

Is it possible to consolidate credit card debts in the mortgage loan?

If the debts generated by your credit card have overwhelmed you, you may be thinking of consolidating them. If you have doubts about the possibility of consolidating credit card debts in mortgage credit, read this article. What is a mortgage? A mortgage loan is a loan granted by a financial institution for the purchase, expansion, […]

Debt ratio – Calculation of debt ratio

Debt ratio – Calculation of debt ratio

Do you know how much your project will cost you? Now you need to check your debt ratio to see if the bank will accept your request for funding. Indeed, if you are already too indebted, the bank will refuse to finance you. To decide, institutions calculate the ratio between your expenses (rents, pensions paid, […]

Who Is The Joint Obligor In A Mortgage Loan?

Some financial entities request a joint obligor in a mortgage loan, which is the support to approve the obligation. In addition to the first debtor of the credit and the mortgage of the property, they condition the obligation on a second person as support. This makes credit approval less risky and faster to deliver. Although […]